Mortgage Loans
Refinancing That Works For You
Up to $750 Credit Off Closing Costs to Refinance Your Home!*
Mortgage rates have recently dropped dramatically. Now is the time to refinance! If you've been waiting for the right opportunity, now may be the perfect moment to explore your refinancing options.
Get started today by completing an application to refinance!
Ground Breaking Home Construction Rates!
Build Your Dream Home with OCB's Construction Home Loan Special with interest rate as low as 4.99% and 5.586% APR**
Building or renovating a home is exciting—but it requires a financing solution that’s as solid as your foundation. Our Construction Loan Special is designed to give you the flexibility, guidance, and resources you need to make your dream home a reality.
Contact Us to learn more about our Construction Loan Special and how we can support you in every step of building your perfect home.
Why choose One Community Bank for your mortgage?
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Many mortgage options, including money-saving programs:
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Competitive rate 7- Year ARMs
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Salute to Service discount on closing costs
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Lot and new construction loans
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- Local underwriting and decisions from mortgage experts who know the area and may even live down the street.
- Personal attention from your loan officer. Pick up the phone anytime. You will receive a call back quickly, providing you with details you need to keep the process moving. Our team will remain in close contact with you through the closing so you know what is happening and when.
- Highly experienced mortgage loan officers anticipate and handle the complexities of your home loan process.
This is likely one of the largest investments you will ever make. Our loan officers recognize this and make the best recommendations possible to help you maximize your investment. As seasoned professionals, they are also skilled at asking questions and uncovering details to be addressed before the closing, so you can move into your dream home — on time!
Ready to make the move?
Contact us to learn more.
*Available for refinances only. Subject to credit approval. Limited to primary and secondary mortgages, investment properties and Home Equity Lines of Credit are not eligible. Not to be combined with other offers or discounts. The $750.00 closing cost credit cannot exceed the actual amount of closing costs, prepaid interest and escrow reserves. The credit will be applied at the time of the loan closing and will be reflected on the Final Closing Disclosures. Offer may be withdrawn at any time without notice. Valid through 10/31/2026. One Community Bank NMLS#410689
**Conventional Conforming rate as low as 4.99% with a 5.586% APR. APR = Annual Percentage Rate. Financing is for building a new single-family home for a primary or secondary residence with a loan to value of 70% or less. Loan is subject to credit approval and a new or existing checking account with One Community Bank. Underwriting criteria based on secondary guidelines. Property insurance required. Offer and rate subject to change without notice. NMLS #410689