Online Privacy

In conjunction with One Community Bank’s Privacy Notice, this Online Privacy Policy applies to our client’s interactions with our digital banking platforms.

Information Collection:
We may collect personal information such as your name, contact details, account numbers, and usage data such as your IP address, browser type, and information on your interactions with our online services. This may include data collected through cookies, web beacons, or similar technologies. We may also have access to your camera device and transaction details.

Scope of Information We Collect:
We collect a variety of information from and about you, including but not limited to:

• Identifiers: Name, postal address, online identifiers, and account information.
• Contact Details: Email, phone number, and other communication data.
• Image Information: Access to camera device, for identity verification, mobile deposit captures, and profile personalization.
• Contact List Information: Access to your device’s contact list for enhanced service functionality and fraud prevention.
• Financial Information: Transaction history, account balances, and payment details.
• Internet Activity: Browsing history, search history, and interactions with our website and applications.
• Geolocation Data: Precise and approximate location data to provide location-based services.
• Professional Information: Employment details for application processes or financial assessments.

Purpose and Specific Usage of Data:
Your information is used to:

• Provide, maintain, and improve our services and products.
• Personalize your experience and tailor our interactions with you.
• Process transactions and send notifications about your transactions.
• Perform analytics and conduct customer research.
• Communicate with you about our products, services, and promotional offers.
• Detect, prevent, and investigate security breaches and fraud.
• Fulfill legal and regulatory requirements.

App Functionality:
Our foremost objective is to maintain your privacy while enhancing the quality and efficiency of our digital banking services. By collecting specific data, we are able to develop innovative features that simplify your banking tasks, streamline transactions, and provide a seamless user interface that meets your financial needs.