Savings Accounts

Savings accounts for every person, goal and life event.

There are so many different plans and dreams to save for. At One Community Bank, you'll find the right savings accounts to help you achieve your goals.

Savings account: Safe, strong earnings for anything you have planned

Statement Savings

Simple, straightforward savings account that earns interest

  • No minimum balance
  • No monthly service charge
  • Six free withdrawals per month, then $5 each.
  • Perfect for any saving need
  • This account type is eligible for online account opening

Smart Savings

Our highest-earning savings account

  • Just $1,000 to open — Earn above-market yield even on lower balances
  • No monthly service charge with $1,000 minimum daily balance, $25 if falls below
  • Perfect for those with smaller balances who still want to enjoy higher earnings
  • Six free withdrawals each statement cycle, then $10/each
  • This account type is eligible for online account opening

Pay Yourself First Savings

Automate your savings for faster growth

  • Set up automatic deposits of $50 or more each month to simplify your savings plan
  • Competitive interest rate leads to your savings growing faster
  • One free withdrawal each month, then $2 each
  • Perfect for savers just getting started who want to put their savings on autopilot

Holiday Club

Save ahead for holiday gift-giving

  • Higher interest rate than regular savings
  • Make deposits regularly all year long so the holidays are easier on your budget
  • Funds sent to you in October, in time for holiday gift-giving
  • Perfect for anyone who buys gifts during the holidays

Property Tax Club

Plan ahead for annual real estate tax payments

  • Pair this savings account with a One Community Bank mortgage
  • Earn interest
  • Save on a regular schedule for end-of-year taxes
  • Perfect for homeowners with property tax bills at year-end

Savings account extras

These convenient services free up your time and give you greater control over your savings.

  • ATM and debit card access: Link a One Community Bank debit card to your savings account for convenient deposits and withdrawals, according to your account’s rules.
  • Online banking: Log in to view your balance, make transfers, check deposits or make withdrawals.
  • Mobile deposits: You are busy, but don’t be too busy to save! Use the camera on your mobile device to snap a photo of your check and ta-da. Deposit made! From anywhere, at any time, 24/7.